Services Offered

1. Personalized Budget Setup:

• One-on-one sessions to create tailored budgets.
• Focus on needs, goals, and income optimization.

2. Budget Review & Optimization:

• Monthly or quarterly check-ins.
• Identify areas of overspending and savings opportunities.

3.Group Budgeting Classes:

• Affordable group sessions covering budgeting basics.
• To Conduct Interactive workshops with Q&A sessions.

1. Debt Assessment:

• Analyze all outstanding debts (interest rates, balances, due dates).
• To Prioritize debt repayment strategies (e.g., debt snowball or avalanche).

2. Debt Elimination Coaching:

• Develop realistic repayment plans.
• Guidance on negotiating with creditors for lower rates or payment plans.

1. Credit Report Analysis:

• Teach clients how to pull and understand their credit reports.
• Identify errors or negative items to dispute.

2. Credit Improvement Plan:

• Provide actionable steps to improve credit scores.
• Offer tools and strategies to build credit responsibly
  

1. Income & Expense Assessment:

• Detailed analysis of monthly cash flow.
• Identify hidden leaks in spending.

2. Savings Maximization:

• Build strategies to boost savings without sacrificing quality of life.
• Teach automation of savings and expense tracking.
  

1. Exploration of Side Hustles:

• Assess client skills and interests for potential income streams. 
• Provide resources to start supplemental income ventures.

2. Business Startup Guidance:

• Offer basic advice for clients interested in launching their own businesses.

1. Topics:

• Budgeting basics.
• Debt elimination strategies.
• Credit repair tips.
• Building a savings plan.

2. Formats:

• In-person or virtual workshops.
• Options for free or low-cost accessibility sessions.