Frequently Asked Questions

Each situation is different, but most of our customers see results within 45-60 days. 

No two credit histories are the same. That said, depending on the situation, we've seen increases as large as 200+ points. 

First, we'll teach you how to evaluate your credit history and dispute any incorrect findings.  Then, we'll teach you how to prioritize the actions that will improve your credit score the fastest.  

Start by tracking your income and expenses for at least 30 to 60 days to see where your money goes. Once you have a pretty good idea where your money is going, use the 50/30/20 rule: 50% for needs such as rent, food, utilities; 30% for wants such as entertainment and dining out; 20% for savings and debt repayment using a budget program that can help you stay organized.

Start saving a small emergency fund, first $500 to $1,000, to avoid using your credit card for unexpected expenses. Next focus on paying off high-interest debt, credit cards, payday loans, etc., while attributing a small amount to savings