
Build Confidence with Expert Budgeting, Credit, Cash Flow and Debt Coaching
Take Control of Your Finances with Expert Budgeting and Debt Coaching.
Take Control of Your Finances with Expert Budgeting and Debt Coaching.
Your credit report or spending and repayment report card is where you get your credit score. It's common for credit reports to contain inaccurate information, which can lower your score. We provide you with the knowledge and tools to choose the best option for your credit needs. Credit and Debt Counseling.
Repairing your credit is simple because scores are calculated using a simple formula.
Each credit reporting agency differs slightly, but they are all founded on the same five criteria:
1) The payment history component makes up 35% of the score.
2) Credit usage, which contributes 30% to the score.
3) The length of your credit history makes up
Repairing your credit is simple because scores are calculated using a simple formula.
Each credit reporting agency differs slightly, but they are all founded on the same five criteria:
1) The payment history component makes up 35% of the score.
2) Credit usage, which contributes 30% to the score.
3) The length of your credit history makes up 15% of the score.
4) New credit, which makes up 10% of the score, is determined by this factor.
5) Credit Mix, which makes up 10% of the score, is determined by this factor.
Our materials instruct how to "Do it yourself."
We will present a system that addresses the entire score, including all five factors.
You may be prevented from obtaining the things you want if you have a low credit score.
But did you know that a bad credit score has effects beyond just financing?
Call us to learn how our expertise and "Do It Yourself" approach can help you save time, money, and frustration. Credit and Debt Counseling.
Malinda Coleman
Budget, Credit and Debt Counseling
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.