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Find your Financial Confidence Budget, Credit and Debt Counseling
Take charge of finances and credit debt! Credit and Debt Counseling
About Us
Why Repair Credit?
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Why Repair Credit?
Your credit report or spending and repayment report card is where you get your credit score. It's common for credit reports to contain inaccurate information, which can lower your score. We provide you with the knowledge and tools to choose the best option for your credit needs. Credit and Debt Counseling.
How It Works
Contact A Specialist
Why Repair Credit?
Repairing your credit is simple because scores are calculated using a simple formula.
Each credit reporting agency differs slightly, but they are all founded on the same five criteria:
1) The payment history component makes up 35% of the score.
2) Credit usage, which contributes 30% to the score.
3) The length of your credit history makes up
Repairing your credit is simple because scores are calculated using a simple formula.
Each credit reporting agency differs slightly, but they are all founded on the same five criteria:
1) The payment history component makes up 35% of the score.
2) Credit usage, which contributes 30% to the score.
3) The length of your credit history makes up 15% of the score.
4) New credit, which makes up 10% of the score, is determined by this factor.
5) Credit Mix, which makes up 10% of the score, is determined by this factor.
Our materials instruct how to "Do it yourself."
We will present a system that addresses the entire score, including all five factors.
Why Us?
Contact A Specialist
Contact A Specialist
You may be prevented from obtaining the things you want if you have a low credit score.
But did you know that a bad credit score has effects beyond just financing?
Call us to learn how our expertise and "Do It Yourself" approach can help you save time, money, and frustration. Credit and Debt Counseling.
Contact A Specialist
Contact A Specialist
Contact A Specialist
Malinda Coleman
Budget, Credit and Debt Counseling